💳 Credit Card Comparison

Compare 102 Australian credit cards side by side

Showing 102 cards

Mastercard

Bankwest

Zero Platinum Mastercard
Mastercardlow fee

🎁 0% p.a. on balance transfers for 28 months

$0
Annual Fee
15.99%
Purchase Rate
55
Interest-Free Days
Visit Bankwest →
Mastercard

Bankwest

Zero Mastercard
Mastercardlow fee
$0
Annual Fee
13.99%
Purchase Rate
55
Interest-Free Days
Visit Bankwest →
Visa

NAB

StraightUp Card
Visalow fee

🎁 No interest ever

$0
Annual Fee
0%
Purchase Rate
0
Interest-Free Days
Visit NAB →
Mastercard

Bankwest

Breeze Classic Mastercard
Mastercardlow fee
$0
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Bankwest →
Visa

Macquarie

Macquarie Green Credit Card
Visalow fee
$0
Annual Fee
14.99%
Purchase Rate
55
Interest-Free Days
Visit Macquarie →
Mastercard

Up (Bendigo)

Up Credit
Mastercardlow fee
$0
Annual Fee
17.99%
Purchase Rate
55
Interest-Free Days
Visit Up (Bendigo) →
Mastercard

Latitude

28° Global Platinum Mastercard
Mastercardlow fee
$0
Annual Fee
19.95%
Purchase Rate
55
Interest-Free Days
Visit Latitude →
Visa

ANZ

Low Rate Platinum
Visalow rate

🎁 0% p.a. on purchases for 6 months

$0
Annual Fee
12.49%
Purchase Rate
55
Interest-Free Days
Visit ANZ →
Visa

NAB

NAB StraightUp Card (No Interest)
Visalow fee

🎁 No interest ever — flat monthly fee

$0
Annual Fee
0%
Purchase Rate
0
Interest-Free Days
Visit NAB →
Visa

Virgin Money

No Annual Fee Credit Card
Visalow fee
$0
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Virgin Money →
Mastercard

Coles

No Annual Fee Mastercard
Mastercardrewards

🎁 20,000 bonus flybuys points

$0
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Coles →
Mastercard

Woolworths

Everyday Platinum Mastercard
Mastercardrewards

🎁 20,000 bonus Everyday Rewards points

$0
Annual Fee
13.99%
Purchase Rate
55
Interest-Free Days
Visit Woolworths →
Mastercard

CommBank

Neo Card (Low Interest)
Mastercardlow fee
$0
Annual Fee
12.99%
Purchase Rate
0
Interest-Free Days
Visit CommBank →
Visa

ANZ

First
Visalow fee

🎁 0% on purchases for 6 months

$0
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit ANZ →
Mastercard

CommBank

Neo
Mastercardlow fee
$0
Annual Fee
13.49%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Visa

St.George

Vertigo Platinum
Visabalance transfer

🎁 0% on balance transfers for 26 months

$0
Annual Fee
15.99%
Purchase Rate
55
Interest-Free Days
Visit St.George →
Mastercard

ING

One Low Rate Mastercard
Mastercardlow rate

🎁 0% on balance transfers for 15 months

$0
Annual Fee
11.99%
Purchase Rate
55
Interest-Free Days
Visit ING →
Mastercard

Latitude

Low Rate Mastercard
Mastercardlow fee
$0
Annual Fee
12.49%
Purchase Rate
55
Interest-Free Days
Visit Latitude →
Mastercard

Bankwest

Zero Cashback
Mastercardcashback
$0
Annual Fee
15.99%
Purchase Rate
55
Interest-Free Days
Visit Bankwest →
Visa

NAB

StraightUp
Visalow fee

🎁 No interest ever

$0
Annual Fee
0%
Purchase Rate
0
Interest-Free Days
Visit NAB →
Visa

Virgin Money

No Annual Fee
Visalow fee

🎁 0% on purchases for 12 months

$0
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Virgin Money →
Mastercard

Latitude

28° Global Platinum
Mastercardlow fee

🎁 No FX fees worldwide

$0
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Latitude →
Mastercard

Bankwest

Heroes Rate
Mastercardlow rate
$0
Annual Fee
12.99%
Purchase Rate
55
Interest-Free Days
Visit Bankwest →
Mastercard

CommBank

Low Fee Gold
Mastercardlow fee
$0
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Visa

ME Bank

Low Rate Visa
Visalow fee
$0
Annual Fee
12.99%
Purchase Rate
55
Interest-Free Days
Visit ME Bank →
Mastercard

ubank

No Fee Mastercard
Mastercardcashback
$0
Annual Fee
14.99%
Purchase Rate
55
Interest-Free Days
Visit ubank →
Amex

American Express

Essential Credit Card
Amexlow fee

🎁 10,000 MR points

$0
Annual Fee
15.99%
Purchase Rate
55
Interest-Free Days
Visit American Express →
Visa

NAB

Low Fee
Visalow fee
$0
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit NAB →
Visa

AMP

Essential Low Rate
Visalow fee
$0
Annual Fee
11.99%
Purchase Rate
55
Interest-Free Days
Visit AMP →
Mastercard

Up (Bendigo)

Orange Card
Mastercardlow fee
$0
Annual Fee
18.99%
Purchase Rate
55
Interest-Free Days
Visit Up (Bendigo) →
Visa

Summerland Credit Union

Low Rate Visa
Visalow rate
$35
Annual Fee
10.49%
Purchase Rate
55
Interest-Free Days
Visit Summerland Credit Union →
Visa

Credit Union SA

Low Rate Visa
Visalow rate
$39
Annual Fee
10.49%
Purchase Rate
55
Interest-Free Days
Visit Credit Union SA →
Visa

Hume Bank

Low Rate Visa
Visalow rate
$39
Annual Fee
10.69%
Purchase Rate
55
Interest-Free Days
Visit Hume Bank →
Visa

People First Credit Union

Low Rate Visa
Visalow rate
$40
Annual Fee
10.49%
Purchase Rate
55
Interest-Free Days
Visit People First Credit Union →
Visa

Teachers Mutual Bank

Low Rate Visa
Visalow rate
$40
Annual Fee
10.69%
Purchase Rate
55
Interest-Free Days
Visit Teachers Mutual Bank →
Visa

Gateway Bank

Low Rate Visa
Visalow rate
$40
Annual Fee
10.99%
Purchase Rate
55
Interest-Free Days
Visit Gateway Bank →
Visa

Beyond Bank

Low Rate Visa
Visalow rate
$45
Annual Fee
10.99%
Purchase Rate
55
Interest-Free Days
Visit Beyond Bank →
Visa

Newcastle Permanent

Low Rate Visa
Visalow rate
$45
Annual Fee
10.69%
Purchase Rate
55
Interest-Free Days
Visit Newcastle Permanent →
Visa

Defence Bank

Low Rate Visa
Visalow rate
$45
Annual Fee
10.49%
Purchase Rate
55
Interest-Free Days
Visit Defence Bank →
Visa

Police Bank

Low Rate Visa
Visalow rate
$45
Annual Fee
9.99%
Purchase Rate
55
Interest-Free Days
Visit Police Bank →
Visa

Greater Bank

Low Rate Visa
Visalow rate
$48
Annual Fee
10.99%
Purchase Rate
55
Interest-Free Days
Visit Greater Bank →
Visa

Bank of Queensland

Low Rate Visa
Visalow rate
$49
Annual Fee
11.69%
Purchase Rate
55
Interest-Free Days
Visit Bank of Queensland →
Visa

Great Southern Bank

Low Rate Visa Gold
Visalow rate
$49
Annual Fee
10.99%
Purchase Rate
55
Interest-Free Days
Visit Great Southern Bank →
Visa

Australian Unity

Low Rate Visa
Visalow rate
$49
Annual Fee
10.99%
Purchase Rate
55
Interest-Free Days
Visit Australian Unity →
Visa

Citi

Rewards Classic
Visarewards

🎁 30,000 Citi Points

$49
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit Citi →
Visa

Bank Australia

Low Rate Visa
Visalow rate
$49
Annual Fee
10.99%
Purchase Rate
55
Interest-Free Days
Visit Bank Australia →
Visa

Qudos Bank

Low Rate Visa
Visalow rate
$50
Annual Fee
9.99%
Purchase Rate
55
Interest-Free Days
Visit Qudos Bank →
Visa

Bank of Queensland

Low Rate Credit Card
Visalow rate
$55
Annual Fee
11.69%
Purchase Rate
55
Interest-Free Days
Visit Bank of Queensland →
Visa

Heritage Bank

Low Rate Visa Credit Card
Visalow rate
$55
Annual Fee
10.99%
Purchase Rate
55
Interest-Free Days
Visit Heritage Bank →
Visa

ANZ

Low Rate Credit Card
Visalow rate

🎁 0% p.a. on purchases for 6 months

$58
Annual Fee
12.49%
Purchase Rate
55
Interest-Free Days
Visit ANZ →
Visa

Bendigo Bank

Low Rate Credit Card
Visalow rate
$58
Annual Fee
10.99%
Purchase Rate
55
Interest-Free Days
Visit Bendigo Bank →
Mastercard

Bendigo Bank

Low Rate Mastercard
Mastercardlow rate
$58
Annual Fee
11.99%
Purchase Rate
55
Interest-Free Days
Visit Bendigo Bank →
Visa

ANZ

Low Rate Classic
Visalow rate
$58
Annual Fee
12.49%
Purchase Rate
55
Interest-Free Days
Visit ANZ →
Mastercard

CommBank

Low Rate Credit Card
Mastercardlow rate

🎁 0% p.a. on balance transfers for 12 months

$59
Annual Fee
12.99%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Visa

Westpac

Low Rate Credit Card
Visalow rate
$59
Annual Fee
13.49%
Purchase Rate
55
Interest-Free Days
Visit Westpac →
Visa

Westpac

Low Rate Option
Visalow rate

🎁 0% p.a. on balance transfers for 24 months

$59
Annual Fee
13.49%
Purchase Rate
55
Interest-Free Days
Visit Westpac →
Visa

Great Southern Bank

Low Rate Visa
Visalow rate
$59
Annual Fee
9.99%
Purchase Rate
55
Interest-Free Days
Visit Great Southern Bank →
Visa

Suncorp

Clear Options Low Rate
Visalow rate
$59
Annual Fee
12.49%
Purchase Rate
55
Interest-Free Days
Visit Suncorp →
Visa

Virgin Money

Flyer Credit Card
Visaairline

🎁 15,000 bonus Velocity Points

$64
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Virgin Money →
Visa

Virgin Money

Velocity Flyer
Visaairline

🎁 15,000 Velocity Points

$64
Annual Fee
20.49%
Purchase Rate
55
Interest-Free Days
Visit Virgin Money →
Visa

ICBC (Australia)

Dual Currency Gold
Visarewards

🎁 AUD/CNY dual currency

$80
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit ICBC (Australia) →
Visa

Suncorp

Clear Options Platinum Visa
Visabalance transfer

🎁 0% on balance transfers for 24 months

$89
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Suncorp →
Visa

HSBC

Low Rate Credit Card
Visabalance transfer

🎁 0% p.a. on balance transfers for 36 months

$99
Annual Fee
12.99%
Purchase Rate
55
Interest-Free Days
Visit HSBC →
Mastercard

CommBank

Awards Credit Card
Mastercardrewards

🎁 30,000 bonus Awards points

$99
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Visa

St.George

Vertigo Platinum
Visabalance transfer

🎁 0% on balance transfers for 24 months

$99
Annual Fee
20.49%
Purchase Rate
55
Interest-Free Days
Visit St.George →
Visa

CommBank

Awards Credit Card
Visarewards

🎁 80,000 bonus Awards points

$99
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Mastercard

Coles

Rewards Platinum Mastercard
Mastercardrewards

🎁 40,000 bonus flybuys points

$99
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Coles →
Amex

American Express

David Jones American Express Card
Amexrewards

🎁 15,000 bonus David Jones points

$99
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit American Express →
Visa

St.George

Amplify Platinum
Visarewards

🎁 30,000 bonus points

$99
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit St.George →
Mastercard

Woolworths

Everyday Platinum
Mastercardrewards

🎁 20,000 Everyday Rewards points

$99
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Woolworths →
Visa

Great Southern Bank

Platinum Visa
Visarewards
$99
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Great Southern Bank →
Visa

Bank of China (Australia)

Dual Currency Platinum
Visarewards

🎁 Dual AUD/CNY billing

$120
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Bank of China (Australia) →
Visa

ANZ

Rewards Platinum
Visarewards

🎁 65,000 bonus ANZ Reward Points

$149
Annual Fee
20.24%
Purchase Rate
44
Interest-Free Days
Visit ANZ →
Visa
$149
Annual Fee
19.99%
Purchase Rate
45
Interest-Free Days
Visit ING →
Mastercard

Citi

Citi Rewards Card
Mastercardrewards

🎁 50,000 bonus points

$149
Annual Fee
20.74%
Purchase Rate
44
Interest-Free Days
Visit Citi →
Visa

HSBC

Platinum Credit Card
Visarewards

🎁 100,000 bonus HSBC Reward Plus points

$149
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit HSBC →
Visa

HSBC

Star Alliance
Visaairline

🎁 Star Alliance Gold status path

$149
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit HSBC →
Visa

Westpac

Altitude Platinum
Visarewards

🎁 60,000 bonus Altitude Points

$150
Annual Fee
20.49%
Purchase Rate
55
Interest-Free Days
Visit Westpac →
Visa

ICBC (Australia)

Platinum Credit Card
Visarewards
$150
Annual Fee
19.49%
Purchase Rate
55
Interest-Free Days
Visit ICBC (Australia) →
Visa

Westpac

BusinessMax Platinum
Visarewards

🎁 50,000 Altitude points

$150
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Westpac →
Visa

Bank of Queensland

Platinum Visa
Visarewards

🎁 20,000 bonus points

$150
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Bank of Queensland →
Visa

Suncorp

Platinum Rewards
Visarewards

🎁 40,000 bonus points

$159
Annual Fee
19.49%
Purchase Rate
55
Interest-Free Days
Visit Suncorp →
Mastercard

Bankwest

More World Mastercard
Mastercardrewards

🎁 60,000 bonus Bankwest Points

$160
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Bankwest →
Visa

Bank of China (Australia)

Platinum Visa
Visarewards
$180
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Bank of China (Australia) →
Visa

NAB

NAB Rewards Signature
Visarewards

🎁 80,000 bonus NAB Points

$195
Annual Fee
20.49%
Purchase Rate
44
Interest-Free Days
Visit NAB →
Visa

Macquarie

Black Card
Visapremium

🎁 70,000 Qantas Points

$199
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit Macquarie →
Visa

ANZ

Rewards Travel Adventures
Visarewards

🎁 75,000 bonus Qantas Points

$225
Annual Fee
20.24%
Purchase Rate
44
Interest-Free Days
Visit ANZ →
Mastercard

Westpac

Altitude Black
Mastercardpremium

🎁 100,000 bonus Altitude Points

$250
Annual Fee
20.49%
Purchase Rate
55
Interest-Free Days
Visit Westpac →
Visa

ANZ

Frequent Flyer Platinum
Visaairline

🎁 75,000 bonus Qantas Points

$295
Annual Fee
20.24%
Purchase Rate
55
Interest-Free Days
Visit ANZ →
Visa

NAB

NAB Qantas Rewards Premium
Visaairline

🎁 100,000 bonus Qantas Points

$295
Annual Fee
20.49%
Purchase Rate
55
Interest-Free Days
Visit NAB →
Visa

NAB

Qantas Rewards Platinum
Visaairline

🎁 80,000 Qantas Points

$295
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit NAB →
Mastercard

Qantas Money

Qantas Premier Platinum
Mastercardrewards

🎁 60,000 bonus Qantas Points

$299
Annual Fee
19.99%
Purchase Rate
55
Interest-Free Days
Visit Qantas Money →
Visa

Citi

Premier
Visapremium

🎁 100,000 Citi Points

$349
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit Citi →
Mastercard

CommBank

Diamond Awards
Mastercardpremium

🎁 80,000 Awards points

$349
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Mastercard

CommBank

Diamond Awards
Mastercardpremium

🎁 200,000 bonus Awards points

$350
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Mastercard

CommBank

Ultimate Awards Credit Card
Mastercardpremium

🎁 100,000 bonus Awards points

$375
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Amex

American Express

Velocity Platinum Card
Amexairline

🎁 90,000 bonus Velocity Points

$375
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit American Express →
Visa

ANZ

Black
Visapremium

🎁 120,000 ANZ Reward Points

$375
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit ANZ →
Amex

American Express

Explorer Credit Card
Amexpremium

🎁 100,000 bonus Membership Rewards points

$395
Annual Fee
20.74%
Purchase Rate
51
Interest-Free Days
Visit American Express →
Mastercard

CommBank

Ultimate Awards
Mastercardpremium

🎁 130,000 Awards points

$450
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit CommBank →
Visa

Citi

Citi Prestige Card
Visapremium

🎁 130,000 bonus Citi reward Points

$700
Annual Fee
20.74%
Purchase Rate
55
Interest-Free Days
Visit Citi →
Amex

American Express

Platinum Card
Amexpremium

🎁 200,000 bonus Membership Rewards points

$1450
Annual Fee
0%
Purchase Rate
51
Interest-Free Days
Visit American Express →